Episode 60: When we don’t put our money in banks, this happens…..
A bank is nothing but a retail store selling financial services to customers. Retail stores profit by selling goods, while banks profit by selling financial services to their clients. While a retail store needs goods to open its doors, a bank can launch its operations with zero cents in its books.
This series discusses money and banks. Most importantly, it explains how banks make money and you, as a depositor, contribute to their wealth. The bottom line is that our deposits provide banks with the capital they need to make loans to few of us and big businesses. Don’t go anywhere; I will tell you all about it.
A bank is nothing but a retail store selling financial services to customers. Retail stores profit by selling goods, while banks profit by selling financial services to their clients. While a retail store needs goods to open its doors, a bank can launch its operations with zero cents in its books.
When you deposit your money in your bank, you lend your money to your bank with zero percent interest. Your bank loans your money to investors at high-interest rates. In return, your bank compensates you with a low-interest rate and keeps the rest for themselves. The difference between the meaningless interest they give you and the significant interest they keep is called the spread. Therefore, banks make money from the interest rate they pay for deposits and the interest rate they receive on the loans they issue to investors or borrowers.
Additionally, you make your bank rich when you purchase goods with your debit or credit card. When you swipe your card, your bank receives a percentage of your total purchase, called an interchange or swipe fee. As a depositor, let me clarify that you do not pay the interchange or the swipe fee; the merchant does. For example, when you purchase groceries at Walmart with your card, Walmart pays your bank a swipe fee that is usually 2.9% of the total purchase plus .30. At one time in our lives, we made our bank richer by paying overdraft, returned checks, or monthly account fees.
When we go to the bank to get a car loan, mortgage, or personal loan, we borrow our own money and the monies of our friends, our children, our neighbors, our coworkers. The bank will take small trunks from several customers’ deposits to put that money together to be able to make the loan. However, when investors get their loan, they borrow our money to buy goods and sell them back to us. Can I say that we buy our own shoes or our own rice with more of our own money twice?
In summary, banks make money in several ways, one of which is by charging interest for taking deposits from their customers and then lending that money to investors at higher interest rates. This is called the spread. Banks also make money from debit cards, overdrafts, and monthly account fees. When customers borrow money from the bank, it is their own, as the bank pools deposits from many customers to form the loan. By depositing money in the bank, customers provide their bank with the capital it needs to make loans and become wealthy.
Episode 59: Police Officer vs. Soldier
The police officer can retire at 60 years while the soldier can retire after 20 years of service, regardless of age.
Criminal justice dispenses justice to those who violate the laws. In contrast, national defense utilizes instruments of national powers to fight and win wars against foreign militaries. The instruments of national powers are DIME, which stands for Diplomacy, Informational, Military, and Economy.
In a much simpler term, criminal justice enforces the law to protect and serve the people, whereas national defense establishes strategies to protect the country against international threats. This means that the police are responsible for the safety of the people, whereas the military is responsible for national defense and homeland security.
Now, let’s talk about the few differences between a military person and a police officer.
A police officer is a law enforcement agent. Law enforcement agents also include sheriffs, deputies, criminal investigators, detectives, the FBI, the CIA and other government agencies. They investigate crimes, gather evidence, and take reports on illegal activities. A police officer ensures public safety and delivers justice to those who commit crimes.
A military person, on the other hand, is not a law enforcement agent. A military person is a soldier, a sailor, a marine, or an airman whose mission does not involve the arrest of criminals or investigating crimes. For the rest of the podcast, I will use soldier for military person. Unlike a police officer, a soldier does not bear arms, or you do not see a military person, whether on base or outside the base, with a weapon.
However, a soldier is assigned a weapon that he uses for range qualifications and battlefield deployments. After the ranges or upon redeployment, he returns his weapon to the arms room. He does not carry his weapon every day unless he is a military police officer who is a law enforcement officer working with the Central Intelligence Department (CID). CID is the equivalent of the FBI. The jurisdiction of a military police officer is within the military base he is assigned to. Thus, military police do not arrest civilians and, more so, other military personnel who may have committed a crime outside of the base. Only a military police has the authority to arrest another soldier. Unlike police officers who protect lives and property of everyone living in America by enforcing state and federal laws, military police protect peoples’ lives and property on Army installations by enforcing military laws and regulations.
A police officer can be off duty; a soldier is on duty 24 hours a day. A police officer is subject to civilian prosecution, meaning that the police officer who is accused of a crime is arrested by any other police officer, tried by the court and correction systems, and if found guilty, sent to a jail or prison However, a soldier who is accused of committing a crime is arrested by a military police officer, judged by a court martial and if found guilty, sent to military prison. Moreover, even if the soldier who committed or accused of committing the crime off base, he would not be tried by the civilian court system; rather, he will be transferred to his base to be processed by the CID, and ultimately, court martialed under the Uniform Code of Military Justice (UCMJ).
A police officer is a civilian working for the justice department, whereas a soldier is a federal employee under the Department of Defense. The commander in Chief for the military is the President of the United States, but the boss of a police officer is the chief of police of the department of assignment.
In a riot, police officers will intervene to protect, serve and maintain order. The military will not intervene unless the president activates them. Even then, it will be the military reserve and the National Guard of the state of the riots that will be activated by the secretary of the state or the governor. In an invasion of the country by a foreign force or when the United States invades or conducts operations in another country, the military will intervene to protect the homeland or defend and defeat the enemy.
Let me see if you understand what I just told you. Who has the authority to intervene in case of an active shooter in a building or a fight between two rival gangs? Good job; the police. Another question; who will the U.S. government send to kill or extract a corrupt leader of a foreign country? Great, you got it; it will be the military.
In summary, the main differences between a police officer and a soldier are the missions they serve and their conditions of employment. The police officer can retire at 60 years while the soldier can retire after 20 years of service, regardless of age. A police officer is a law enforcement agent responsible for delivering justice to those who have committed crimes, while a soldier protects the homeland against international threats. from foreign governments. Both are important in public safety and national defense.
Episode 58: Methods of becoming Judge in USA
Judges at the state and federal level are appointed or elected in different ways. At the federal level, judges are appointed by the President and confirmed by the Senate, while at the state level, judges can be appointed by the governor or state legislature, selected through a merit-based system, or elected through partisan or nonpartisan elections.
This series discussed the American judicial system. Most importantly, this conversation discussed the American judicial system, the role of a judge, different types of courts, and the different methods of becoming a Judge in the United States. Without further ado, let’s dive right into it.
First, let’s briefly talk about the roles of a judge so you know what to expect from them when that time comes.
The role of a judge varies depending on whether he is a state court or a federal court judge. A state court judge conducts fair trials, writes and passes judgements to decide if a person is guilty or innocent. On the other hand, a federal judge decides on issues affecting the lives of every American, including basic civil rights, religious freedoms, voting rights, affirmative action, and in some cases; life or death.
Now, let’s talk about the composition of the American judicial system, especially, the different types of courts at both the state and federal levels.
The American court system is composed of state and federal courts. State courts are made up of County and Circuit courts, District Courts of Appeals and State Supreme Courts. The federal court system consists of U.S. district courts, U.S. Court of Appeals, and a federal Supreme Court. Although federal courts are located in states, they only hear matters related to the federal government.
Ok, now, how does someone get to become a judge to conduct fair trials, write and pass judgements to decide if a person is guilty or innocent?
The methods of becoming a judge in the United States are by election, appointment, and retention. At the state level, judges are either elected by the people or appointed by the governor or the state legislature. At the federal level, especially at the Supreme Court, judges are appointed by the president and confirmed by the senate.
Judges are appointed by state governors and confirmed by the state legislature or the governor’s council. This is the Gubernatorial appointment method. They are elected by state legislatures with no input from either the governor or the electorate. This is called Legislative election and a handful of states apply this method.
There is a third method called the Merit Selection. In this method, state legislatures or legislative committees convene boards to examine and select judges based on their past performance. Some states hold “retention elections” to determine if a judge should continue to serve.
The other two methods are partisan and nonpartisan elections. In the partisan elections, the people or state residents vote for their judges based on their political affiliation. In this instance, these judges represent their political party and will likely decide in ways to promote their political party agenda. In nonpartisan elections, potential judges put their names on the ballot, but do not list their political party.
In summary, Judges at the state and federal level are appointed or elected in different ways. At the federal level, judges are appointed by the President and confirmed by the Senate, while at the state level, judges can be appointed by the governor or state legislature, selected through a merit-based system, or elected through partisan or nonpartisan elections. Supreme Court justices are appointed for life, while those appointed or elected to lower jurisdictions serve for 6 to 10 years. Moreover, individuals interested in becoming a judge must meet certain eligibility requirements, such as having a certain amount of experience in the legal field and passing a background check.
Episode 57: Différences entre Consulats et Ambassades
Lorsque vous êtes dans un pays étranger, selon la situation dans laquelle vous vous trouvez, l’ambassade ou le consulat de votre pays d’origine qui existe dans le pays où vous vous trouvez, peut vous aider à résoudre votre problème ou à vous faire sortir de ce pays étranger, si nécessaire.
Cette série traite des différences entre un consulat et une ambassade. Plus important encore, elle explique les services qu’une ambassade peut fournir à ses citoyens par rapport à un consulat. Connaître la différence entre une ambassade et un consulat peut être inestimable lorsque vous voyagez à l’étranger. Sans plus tarder, commençons.
Lorsque vous êtes poursuivi par une foule de personnes en colère dans un pays étranger ; trouver l’ambassade ou le consulat de votre pays le plus proche dans ce pays étranger. Une fois que vous l’atteignez ou y êtes à l’intérieur, vous êtes dans votre pays d’origine. Si la foule tente de s’introduire de force pour vous attraper, elle viole le territoire de votre pays d’origine et les articles de la convention de Vienne sur les relations diplomatiques. De plus, lorsque vous êtes politiquement persécuté dans votre pays d’origine, si vous pouvez pénétrer l’enceinte d’une ambassade ou d’un consulat d’un pays étranger hébergé par votre pays d’origine, votre gouvernement ne peut plus vous toucher et vous pouvez demander l’asile politique pour cet pays étranger pendant que vous êtes dans cette ambassade.
Les ambassades et les consulats prouvent que deux pays entretiennent des relations diplomatiques ou reconnaissent la souveraineté de l’un l’autre. Les pays qui n’ont pas de relations diplomatiques entre eux n’hébergeront pas les ambassades et consulats des uns et des autres. Par exemple, si la Russie et les USA n’ont pas de relations diplomatiques, vous ne verrez pas d’ambassades ou de consulats américains en Russie et vice-versa. Une ambassade et ses consulats sont des territoires légaux d’un pays dans un pays étranger. Cela signifie que le pays d’accueil n’a pas de juridiction sur l’ambassade et les consulats d’un autre pays. Permettez-moi de le décomposer davantage pour vous; une ambassade américaine en Inde est le prolongement des États-Unis en Inde, et le gouvernement indien doit obtenir l’autorisation légale du gouvernement des États-Unis avant d’entrer dans les locaux de l’ambassade américaine en Inde. selon la Convention de Vienne sur les relations diplomatiques, une seule ambassade de votre pays dans un pays étranger. Cependant, vous pouvez trouver plusieurs consulats de votre pays d’origine dans un pays étranger.
Parlons maintenant des différences entre les consulats et les ambassades et de la manière dont ils aident leurs citoyens dans les pays étrangers. Supposons que vous ayez l’intention de vous rendre au Nigeria, vous devez vous renseigner si votre passeport vous permet d’y aller sans visa. Si non, vous devez localiser un consulat nigérian dans votre pays d’origine pour demander et obtenir un visa nigérian. De plus, supposons que vous perdiez votre passeport au Nigeria ou que vous y donniez naissance à un enfant, le consulat de votre pays d’origine peut vous aider à demander un passeport de remplacement ou un certificat de naissance pour votre enfant. Les pays n’ont pas leurs propres consulats sur leur territoire, ce qui signifie que les États-Unis, par exemple, n’ont pas de consulat américain aux États-Unis; idem pour Haïti, le Canada ou la République Dominicaine.
A l’inverse, les Haïtiens vivant aux États-Unis doivent se rendre dans un consulat haïtien aux États-Unis pour demander ou renouveler leur passeport. Pratiquement, un consulat d’un pays étranger n’assiste ses citoyens qui vivent dans ce pays d’accueil que si les citoyens du pays étranger n’ont pas besoin de visa pour se rendre dans ce pays en question. Par exemple, puisque les Américains n’ont pas besoin de visa pour rentrer en Haïti, les consulats haïtiens aux USA ne leur offrent aucun service consulaire. Cependant, le consulat américain en Haïti fournit des services consulaires aux Haïtiens et aux Américains.
Parlons maintenant des ambassades.
Une ambassade est un bureau diplomatique représentant un gouvernement étranger auprès du gouvernement du pays hôte. Elle renforce les relations internationales, résout les problèmes et maintient une communication solide entre pays. Les ambassades protègent les droits de leurs nations dans le pays d’accueil et promeuvent leurs politiques culturelles et étrangères. Par exemple, en cas de litige entre les pays liés au commerce, l’ambassade s’en occupe et négocie avec le pays d’accueil. À l’intérieur d’une ambassade, vous pouvez trouver un consulat. Dans ce cas, il y a un ambassadeur et un consul avec deux missions différentes dans le même bâtiment. Dans certains cas, un pays peut avoir une ambassade mais pas de consulat dans un pays hôte. Dans un tel cas, l’ambassade assume tous les services consulaires pertinents en plus de sa mission diplomatique assignée. Les pays n’ont pas leur propre ambassade sur leur territoire, ce qui signifie qu’Haïti, par exemple, n’a pas d’ambassade d’Haïti en Haïti.
Étant donné que les ambassades sont des missions diplomatiques d’un pays dans d’autres pays étrangers, tous les ambassadeurs sont des diplomates. Cependant, tous les diplomates ne sont pas des ambassadeurs, car un diplomate est une personne dont le gouvernement accrédite la conduite de la diplomatie dans un autre État souverain.
En résumé, lorsque vous voyagez dans un pays étranger, il est important de comprendre les rôles d’une ambassade et d’un consulat. Une ambassade est la principale représentation diplomatique d’un pays étranger et elle fournit des services de soutien politique ou économique à ses citoyens. En revanche, un consulat est un poste diplomatique plus petit qui fournit des services de visa et de passeport et d’autres services juridiques liés au pays d’origine. En cas d’urgence, l’ambassade ou le consulat peut offrir refuge et protéger ses citoyens dans un pays étranger, car ils sont considérés comme faisant partie du territoire du pays d’origine et sont protégés par la Convention de Vienne.
Episode 56: Consulate vs. embassy
When you are in a foreign country, depending on the situation you find yourself in, the embassy or the consulate of your home country that exists in the country you are in, can assist you in resolving your issue or getting you out of that foreign country if necessary.
This series discusses the differences between a consulate and an embassy. Most importantly, it explains the services an embassy can provide its citizens versus a consulate. Knowing the difference between an embassy and a consulate can be invaluable when traveling abroad. Without further ado, let’s begin.
When you are being chased after by a mob of angry people in a foreign country; find the nearest embassy or consulate of your country in that foreign country. Once you reach or are inside, you are in your home country. If the mob attempts to force their way in to get you, they are violating your home country territory and articles of the Vienna convention on diplomatic relations. Moreover, when you are politically persecuted in your home country, if you can penetrate the inside of any embassy or consulate of a foreign country hosted by your home country, your government can no longer touch you and you can apply for political asylum for that foreign country while you are in that embassy.
Embassies and consulates prove that two countries have diplomatic relations or recognize each other’s sovereignty. Countries that do not have diplomatic ties between them will not host each other’s embassy and consulates. For example, if Russia and the USA do not have diplomatic relations, you will not see American embassies or consulates in Russia and vice versa. An embassy and its consulates are legal territories of a country in a foreign country. This means that the host country does not have jurisdiction over the embassy and the consulates of another country. Let me break it down further for you; an American embassy in India is the extension of the United States in India, and the Indian government must get legal permission from the United States government before entering the premises of the American embassy in India. per the Vienna Convention on Diplomatic Relations, just one embassy of your country in a foreign country. However, you may find several consulates of your homeland in a foreign country.
Now that I have the bottom line up front out of the way, let’s talk about the differences between consulates and embassies and how they help their citizens in foreign countries. Suppose you intend to travel to Nigeria, you should find out whether your passport allows you to travel there without a visa. If not, you must locate a Nigerian consulate in your home country to apply for and obtain a Nigerian visa. Moreover, suppose you lose your passport while in Nigeria or give birth to a child there, the consulate of your home country can assist you in applying for a replacement passport or a birth certificate for your child. Countries do not have their own consulates on their territory, meaning the United States, by example, does not have an American consulate in the United States.
Conversely, Haitians living in the United States must go to a Haitian consulate in the United States to apply for or renew their passport. Practically, a consulate of a foreign country only assists its citizens who live in that host country if the citizens of the foreign country do not require a visa to visit the host country. For example, since Americans do not need a visa to enter Haiti, the Haitian consulates in the USA do not offer consular services. However, the American consulate in Haiti provides consular services to both Haitian and American.
Now, let’s talk about embassies.
An embassy is a diplomatic office representing a foreign government before the host country’s government. It strengthens international relationships, solves issues, and maintains strong communication between the countries. Embassies protect their nations’ rights in the host country and promote their national cultural and foreign policies. For example, in the event of an issue between the countries related to trade, the embassy handles it and negotiates with the host country. Inside an embassy, you can find a consulate. In that case, there is an Ambassador and a Consul with two different missions in that same building. In some cases, a country may have an embassy but no consulate in a host country. In such an instance, the embassy assumes all the relevant consular services in addition to its assigned diplomatic mission. Countries are not required to have their own embassy on their homeland, meaning that Haiti, by example, does not have an Haitian embassy in Haiti.
Since embassies are countries’ diplomatic missions in other foreign countries, all ambassadors are diplomats. However, not all diplomats are ambassadors because a diplomat is someone whose government accredits to conduct diplomacy in another sovereign nation.
In summary, when traveling in a foreign country, it is important to understand the roles of an embassy and a consulate. An embassy is the main diplomatic representation of a foreign country, and it provides political or economic support services to its citizens. In contrast, a consulate is a smaller diplomatic post that provides visa and passport services and other legal services related to the home country. In emergencies, an embassy or consulate can provide refuge and protect its citizens in a foreign country, as they are considered part of the home country’s territory and are protected by the Vienna Convention.
Episode 55: Social media: Influence in 90 seconds or less
Social media allows everyone to say it in 280 characters or get their point across in three minutes or less. After listening or watching them, our whole demeanor changes and we become a totally different person.
In a world where social media is becoming a popular social commodity, reporters and journalists hold the strongest tools to increase public awareness. They are the first on sites to talk to witnesses, criminals, and victims and then report to the people what occurred. However, they purposely aim on passing emotional information in order to get high ratings and to increase their financial benefits instead of on providing fair and balanced reporting that involve fair trials and due process. Yet, the people are too busy to check and balance information against validity and objectivity; take as true the first reports made available to them.
The notions “One is innocent until proven guilty” and “The judicial branch is granted the power to bring charges and to judge perpetrators” have no bearings in journalism’s ethics and code of conduct for it is noticeable that reporters are rabble-rousers and attention seekers with a knack to impact legal judgments or to assign culpability to whomever they want. They are one sided, focusing solely on what they want the people to know and, very often, sympathize with the aspect of the issue that increases emotions and empathy so the public can more likely lean toward the victims. Worse of all, they all deliver the same information at the same time and the lone channel showing a different aspect of the question at issue is considered as out of touch, as too conservative, as too rich, as too racist, as too much to the left, etc.
Social media workers use their influence not to remain neutral and not to perform their job based on moral, ethics, and professionalism, but to twist facts into opinions in order to better control how the public enthusiastically reacts to issues. They decide which issues are important and how long such important issues should remain in headlines as they impose on the public their judgments and condemn whoever they want to condemn; the people buy in whatever they are selling because, although educated or rich, Blacks or Whites, young or old, are too lazy to form their own opinion and thus leave it to people dumber than they are to make their judgments for them.
In simpler terms, like fang bangers and vampires using their glamour and their charm to feed on humans, reporters brainwash and compel people to think and act toward the direction they want them to. If social media were judges and jurors; one would have been denied the right to trials and due process and their verdict would have always been “Guilty, Guilty, Guilty.”
The media has more power on the people than all the three branches of the federal government combined. With that said, should the media want the people of Ferguson, MO to stop protesting and rioting; a 144-character post on Twitter could do so. However, they want people to riot; they want the police to shoot at people. They are in Ferguson to fuel the issue so more stores can be broken and so more people can be arrested and possibly shot. The longer the protests, the more they stay relevant, the more money they make, and the more power they hold onto the public. They do not want the protests to end.
Episode 54: Black Voters Matter, But Black issues don’t
94% of Blacks voted for democratic party’s candidates and the other 6% either did not vote or they voted for Republican candidates.
This series discusses black voters’ behavior. Most importantly, it explains how black people, regardless of their social status and academic achievements, often vote their background but not to resolve their underlying issues. Without further ado, let’s get right into it.
A Joint Center for Political and Economic Studies survey found that during the last three general elections, 94% of Blacks voted for democratic party’s candidates. Moreover, that same survey stated that the other 6% either did not vote or they voted for Republican candidates. These numbers proved that, although blacks have different social issues, most have the same voting behavior. In most layman’s terms, they vote for all democratic candidates and reject all Republican candidates because, peg the republican party as the anti-black, racist, unjust, and suppressor party.
Joe Biden does not consider “black” black people who have a problem figuring out whether they are to vote for democrats or republicans. Such a sentiment echoes well among blacks in the sense that they call traitors, racists, Uncle Tom, and various other degrading terms the few black people who do not vote democrat. According to Biden, to be Black in America is to act in political solidarity with other Black people to protest, revolt, or band against segregation and racial violence.
White Americans either vote democrat or republican, and a white democrat may vote for a republican candidate or vice versa depending on such a candidate’s agenda. However, black people vote democratic tickets and do not change their vote even if the republican candidate is black or if such a candidate promises to invest or has already invested millions in black communities.
Needless to say, American politics has not been about interests but race for a long time now. Candidates, regardless of their political party or the position they are seeking, court the black vote by making blacks believe that their vote matters.
Although blacks have always helped democrats win elections, black communities are still underserved. It is simply because the African-American leadership does less in leveraging the black community-building power to enable voter engagement, policy change advocacy, and civic engagement.
I see individualism in the Blacks’ perception of racial injustice and political diversity. They ask for inclusion or first consideration for employment, school admissions, etc. However, they show no desire to formulate good sense policies to build black communities as collectivism with a common agenda.
The black vote makes lawmakers and presidents, but black issues never make it to the government’s public agenda. It is a constant fight for Blacks to get something in return for their vote. It seems that they vote to have feel-good moments but not to have their interests represented.
Since both parties treat blacks like kings during their campaigns, blacks must become politically literate to formulate strategies as they remain unaffiliated. They must also mesh their resources and human capital to have their political party to bring black issues to the forefront of American politics.
In summary, 94% of Blacks have uniform voting behavior, overwhelmingly voting for the Democratic Party. In contrast, Black who voted Republican are often derogatorily labeled as traitors, racists, or Uncle Toms. They often view the Republican Party as being anti-black and racist. Yet, Black communities are still underserved, and neither party takes their issues seriously. I suggest that, to ensure that their vote has power and to give importance to their issues, Blacks must become politically literate to create their own political party.
Episode 52: The origin of deadbeat dads
The origin of deadbeat dads can be traced back to Abraham, who had Ishmael with his maid, Hagar and then, fourteen years later, had Isaac with his wife, Sarah. Abraham did not pay too much attention to Ishmael, and that set the precedent for deadbeat dads. Abraham and Sarah’s story echoes in many households and workplaces today although there are laws that protect children born outside of wedlocks. And the generational curse of deadbeat dads continues.
This series discusses the origin of deadbeat dads and its consequences on today’s society.
It all started with Abraham, who, under the advice of his wife Sarah, went to sleep with Hagar, his maid. A child, Ishmael, was born as a result of him stepping out of his marriage. Fourteen years later, as promised by God, his wife Sarah gave birth to Isaac. Abraham did not pay ample attention to Ishmael because he was inclined towards many wicked things.
Yet, Sarah was jealous of Ishmael, but she claimed that the boy would negatively influence the young Isaac. Therefore, she ordered Abraham to kick Hagar and Ishmael out of the house. Abraham agreed after God told him to do as Sarah requested; he sent them away and implored them never to return.
Let’s analyze the actions in the order they occurred. Sarah sent her husband to have sex with the maid because she knew the maid could not say no. The maid agreed because if she said no to a powerful man, she would be fired. Such action is happening today in many households where husbands sleep with maids while wives know but close their eyes. I don’t know about you, and with all the respect I have for the Bible, I said Abraham was a cheater. If God and his wife were testing his fidelity and his loyalty; he failed miserably. I strongly believed that he wanted to sleep with Hagar or he had feelings for her even before Sarah offered him the opportunity.
The second action was that a child was born, and the wife sent him and his mom away. These actions are occurring as we speak in several families or workplaces where the man feels entitled to fondle their maid or the secretary. As always, kids born out of these relationships paid a hefty price. They are not as lucky as Ishmael to grow into a strong man and dominate nations. I am saying loudly that Sarah was wicked. She sent her man to cheat on her, and she got pissed because he got the maid pregnant. The way I interpret her behavior is that she was covering her shame with anger.
Did I tell you that Ishmael and his mom lost their way in the wilderness of Beersheba where they suffered from hunger because they ran out of food and water? Abraham knew where he sent them but never felt the need to send more food and water to them, even to travel there to see if they were safe. Why did not God send an angel to him to tell him that Ishmael was suffering and his mon was crying her eyes out. We all know what kind of men have wealth but do not take care of the children they bore with their mistresses.
Abraham was a deadbeat dad, and his wife enabled him to be so. I don’t intend to justify absent fathers; I am simply saying that deadbeat dad is a generational curse, or better yet, a Bible curse that begins with Abraham and is passed down to today’s society. God could have prevented Abraham from cheating, and more so, he should not have told Abraham to agree to his wife’s demand. For what it was worth, though, God redeemed himself by sending an angel to tell Hagar that he saw Ishmael’s suffering and assure her that he would allow him to live and become the father of a mighty nation.
In summary, the origin of deadbeat dads can be traced back to Abraham, who had Ishmael with his maid, Hagar and then, fourteen years later, had Isaac with his wife, Sarah. Abraham did not pay too much attention to Ishmael, and that set the precedent for deadbeat dads. Abraham and Sarah’s story echoes in many households and workplaces today although there are laws that protect children born outside of wedlocks. And the generational curse of deadbeat dads continues.
Episode 51 – Get free internet and a free smartphone and assist your friends in getting theirs too
The federal government has launched the Affordable Connectivity Program to help people living under the poverty line have internet services and a smart device of their choosing for free. Individuals receiving government benefits can also benefit from the program. Those who do not meet these criteria can still take advantage of the program by becoming a distributor of internet services. By becoming a distributor, individuals can help their communities gain free access to internet services and help them access telehealth services.
In this series, I discuss the Affordable Connectivity Program. Most importantly, I explain how to have internet for free and how to launch your business to become a distributor of internet services in their community.
The federal government launched the affordable connectivity program through which they partner with major internet services providers to ensure individuals making less than $27,180 or households making less than $36,620 a year do not pay a cent for internet and phone, tablet, or laptop. Moreover, the program can also benefit individuals who receive government benefits like SNAP, Medicaid, SSI, WIC, Pell Grant, or Free and Reduced-Price Lunch.
The government will pay your monthly internet bills and give you a one-time discount of $100 to purchase a device of your choosing if you earn less than 200% below the poverty line or receive government assistance. However, if you don’t qualify for the program or you qualify but want to earn residual income, you can still benefit from the program by becoming a distributor of internet services.
As a distributor, not only will you be building residual wealth each time you enroll a qualified individual in the program, but you will also help your community drive further economically by helping them save money to afford the retirement lifestyle they deserve. Moreover, as a distributor, you can enroll your clientele in Telehealth, where they can consult a doctor on the phone you give them for free using the internet you give them for free.
Only some people are eligible for these benefits, but everyone can become a distributor of these services. If you’re interested in either, contact me at 618-823-8701 or the person who shares this podcast link with you.
In summary, the federal government has launched the Affordable Connectivity Program to help people living under the poverty line have internet services and a smart device of their choosing for free. Individuals receiving government benefits can also benefit from the program. Those who do not meet these criteria can still take advantage of the program by becoming a distributor of internet services. By becoming a distributor, individuals can help their communities gain free access to internet services and help them access telehealth services.
I can help you pay $0 for the internet and a tablet
Listen to me closely. Don’t pay for your internet, and don’t pay full price for a phone, a tablet, or a desktop computer if you or your family is making less than $36,620 a year. Too good to be true, you are saying, aren’t you? Listen to this podcast to learn how to use the Affordable Connectivity Program.
In this series, I discuss the Affordable Connectivity Program. Most importantly, I explain the process and the criteria for eligibility. By the end of this podcast, you will know where to go or who to contact to receive your free laptop, desktop computer, or tablet from the federal government.
The Affordable Connectivity Program (ACP) helps low-income households pay for internet service and connected devices like laptops or tablets. Eligible individuals began to apply on December 31, 2021. The major American Internet Services Providers participate in the program to ensure you have continuous access wherever you are.
Individuals whose incomes are below 200% of the Federal Poverty Line or who are currently receiving a government benefit like SNAP, Medicaid, SSI, WIC, Pell Grant, or Free and Reduced-Price Lunch. Practically, individuals making less than $27,180 or households making less than $36,620 a year are eligible for the program.
The program offers qualified individuals up to a $30/month discount on internet service and a $75/month discount if they live on any federally recognized Indian tribe’s reservation, pueblo, or colon. Moreover, if qualified individuals do not have a laptop, tablet, or desktop computer, the program offers them a one-time discount of up to $100 to purchase one.
The slight caveat about the Affordable Connectivity Program is that if your internet plan is less than $30 and you find a laptop or a tablet that costs less than $100, you will have internet and a device for free. However, if your internet plan is $31 per month and your device costs $101, you will have to pay $2 out of pocket.
Now that you know what the Affordable Connectivity Program is and whether you are eligible, let me tell you how to enroll so you can start saving money on your phone and internet bills.
The only thing you need to do is to determine your eligibility. Once you determine that, ensure that you have documents to prove that; contact Louis Peyko at………he will enroll you in the program, and before you know it, you will save more money to afford the retirement lifestyle you deserve.
In summary, the Affordable Connectivity Program (ACP) provides low-income households discounted internet service, laptops, tablets, and desktop computers. Eligibility requires an income of less than $27,180 or a household income of less than $36,620 a year. Additionally, those receiving government benefits like SNAP, Medicaid, SSI, WIC, Pell Grant, or Free and Reduced-Price Lunch are also eligible. The program offers up to a $30/month discount on internet service and a $75/month discount if they live on a federally recognized Indian tribe reservation, pueblo, or colon. A one-time deal of up to $100 is also available to purchase a laptop, tablet, or desktop computer. To apply, individuals must determine their eligibility and contact Louis Peyko, who will enroll them in the program. By taking advantage of the Affordable Connectivity Program, individuals can save more money to afford their desired retirement lifestyle.
Episode 50: Telehealth: Your cellphone is your clinic
My guest today is Dr. Daffar Aditi. Dr. Daffar is a public health expert with commendable achievements in community health in India, Pakistan, Syria, the United States, and Haiti. Dr. Daffar and I discuss telehealth and how he used technology to reach out to millions of patients around the world.
If you want to know more about telehealth and how it is changing healthcare delivery and access to care, check out my latest podcast on azazel.info. Telehealth: Your cellphone is your clinic.
My guest today is Dr. Daffar Aditi. Dr. Daffar is a public health expert with commendable achievements in community health in India, Pakistan, Syria, the United States and Haiti. Dr. Daffar and I discuss telehealth and how he used technology to reach out to millions of patients around the world.
Dr. Daffar, in your own words, what is telehealth?
Hello to all, and thanks for having me as your guest Dr. Rousseau. Before I delve further, let me give you my opinion about telehealth. I love telehealth because it brings medical care to places and patients that otherwise would have never had access to healthcare, providers, or medical facilities. I have patients who live in rural areas which are now receiving care for the first time in their lives. Trust me, Dr. Rousseau, it is rewarding. I urge governments to fund projects aiming at bringing such a revolutionary medical tool to remote or low-provider availability areas.
Excellent, Thank you for sharing this with me, Dr. Daffar.
You are welcome Dr. Rousseau. Telehealth delivers health care, education, and information services via remote technologies. Telehealth allows patients to consult health care providers, mental health counselors, or nurses via online videos or phone chats, whether at home, at work, or even in their car.
Dr. Rousseau, you use the right words, timely and convenient. Telehealth is convenient because it reduces ER utilization. With telehealth, patients no longer have to visit the clinic or the hospital for a minor headache or wait to get an appointment. They can log in to the virtual platform to book and receive remote appointments as soon as possible.
Dr. Daffar, you mentioned earlier that telehealth could improve access to care in remote areas; can you expand on that?
Telehealth improves access to care for everyone, whether rich or poor, whether they can drive to a medical center or whether there is a medical facility or providers near them. The real benefit of telehealth is that patients can use their cell phones to consult any doctor and, in various instances, 24/7. This means that people, regardless of their status or geographical location, have the opportunity to take care of their care. Many hospitals offer this service to their patients at low or no additional cost. Still, lately, I have seen individual doctors, NGOs, and even social entrepreneurs offering telehealth to underdeveloped neighborhoods.
Dr. Daffar, I understand your statement, but my concern is social communication and outreach. Before we talk about how remote patients become aware of this program, do you foresee telehealth replacing face-to-face consultations and traditional hospitalizations?
Oh no. never, because telehealth mostly focuses on non-life-threatening conditions. Patients are still required to go to emergency rooms for life-threatening diseases. Telehealth might be able to treat a patient with a headache or a skin rash, but it will not treat a patient with stroke, AVC, or cardiac arrest. Face-to-face consults and hospitalizations will never go away.
Dr. Daffar, how do follow-ups work with telehealth? Do patients have to come to a clinic to get their lab results?
Another benefit of telehealth is that providers can order labs and X-Rays. They can also read the results to patients over the phone and provide referrals to patients if necessary. Using telehealth, providers can also prescribe medications to pharmacies nearest to the patients and even talk to mental health patients. Therefore, the patients will return or ever visit a clinic if only their health requires it.
Thanks for your time Dr. Daffar. That was insightful. We must encourage more people to sign up for telehealth because it offers shorter waiting times and allows patients to get care in the comfort of their homes.
See you next time.